Lower your medical expenses
without compromising on quality of care.

Affordable Monthly Sharing Options:

United Refuah HealthShare is the first and only Jewish HealthSharing Organization with the mission to:

  • Give back your control, freedom, and flexibility. Use the doctor and hospital of your choice, anywhere in the world. Our higher reimbursement rates help you get the care that you want. You won’t hear from us the words ‘out-of-network’.
  • Put money back in your pocket. Families typically can save $10,000 to $20,000 every year over other healthcare options.
  • Share with your community in accordance with Torah values. Your hard earned healthcare dollars will be used to share in the medical needs of our healthsharing community instead of going toward multi-billion dollar corporate overhead and profit, and procedures that run contrary to our Torah values.

Affordable Monthly Programs Based on Your Family Size:

Monthly
Contribution:
Bank DebitCredit Card
Single$199$209
Couple$349$359
Family
3-6 members.
$50 each additional.
$499$519
Annual Plan
Limits
Pre-Share20% Co-Share Maximum
Single$500$1,000
Couple$1,000$2,000
Family$1,500$4,000

After members have met their Annual Pre-Share Amount, United Refuah HealthShare will share 80% of eligible medical expenses, and the member will be responsible for a 20% Co-Share. The 20% Member Co-Share is limited to an annual Co-Share Maximum. Once this maximum is reached, eligible expenses are shared at 100% up to $1,000,000 per incident. Couple memberships are responsibile for an additional $900 Pregnancy Pre-Share in the event of a birth. Single memberships are responsible for an additional $2500 Pregnancy Pre-Share in the event of a birth.

Ready to start saving?

Aaron BreslinAaron Breslin
15:53 14 Feb 24
United Refuah has been so incredible to have for our family. They are so understanding and personable. Their HealthShare program is affordable and truly reliable. It is also a plus to not have to wait on hold for hours when in need of their assistance! They are prompt and always call back if they miss a call.Highly recommended!
J WJ W
03:51 05 Jan 24
Personal care and help every time I reach out to them!
Raizy KarmanRaizy Karman
17:32 28 Dec 23
Up until now my husband was always in charge of speaking and dealing with our health insurance. Since joining Refuah healthshare I have taken that responsibility and it has been a very positive experience. When calling any representitive I feel like they actually want to help me get the best possible care with the best possible price and they are willing to guide me step by step. I love all the heimeshe representitives taking my calls,there is a certain comfort level with it. Working with this healthshare has been great!
Joseph GlicksmanJoseph Glicksman
19:39 13 Dec 23
Fantastic alternative to a health insurance plan. Has a high potential for large annual savings over Health insurances. It takes a little bit more time/work to manage than a standard insurance. The United Refuah team is very helpful though and a pleasure to deal with.
Mendel ShmotkinMendel Shmotkin
16:44 12 Dec 23
We have been using United Refuah for over a year now (including a pregnancy and hospital birth), and they are amazing! Highly recommend!1. They are much much cheaper than any medical insurance.2. The fact that the Maximum Co-Share (max out of pocket) is so low gives us piece of mind that we won't go bankrupt in an event of a serious emergency (unlike traditional insurance).3. Being able to go to any provider in any state and not being locked into any one network is awesome! Especially being able to go to an urgent care for a sick visit without an extra co pay.4. The $50 dental and vision credits are an added bonus.5. The customer service is amazing! Friendly, understanding, and extremally patient and helpful.6. We had an issue with a specific hospital that was being a bit stubborn about how they wanted to bill and when payments were due and United Refuah went above and beyond to help us, even when according to their terms they were not obligated to.
Allyson MaidaAllyson Maida
15:11 08 Jan 23
United Refuah is straightforward, no surprises and extremely easy to navigate. All of their employees have been excellent and have provided accurate answers to any questions I have had. Reimbursements for paid services arrive within a brief period of time. United Refuah truly cares about their clients. I am grateful to have found them.
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Get affordable healthcare, right here in our healthsharing community.
United Refuah Healthshare is not insurance, it’s a group of people like you who share one another’s healthcare expenses.

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